TAC gives credit unions the opportunity to network with their peers, develop a sales culture and improve sales performance, regardless of their size. Any credit unions that meets the production criteria can qualify to attend TAC.

Two levels to qualify:

A minimum of 120 VSAs/MBIs per year are needed in order to qualify for inclusion in a drawing for two attendees. Every 15 VSAs/MBIs thereafter represents 1 more entry and 1 more opportunity to win. Example: 135 - 2 entries, 150 - 3 entries, 165 - 4 entries, etc. A credit union eligible for the drawing can only win one room. The drawing will be held in January , 2004.

When a credit union reaches 300 VSAs/MBIs per year Level 2 applies. The following criteria will be applied to those credit unions in the 300 and over category:

Individuals who attain Personal Gold may invite a guest of their choice at no expense to them. This will not reflect on the credit union's qualifying numbers.

It is imperative that all attendees of TAC 2004 understand that we will strictly adhere to the double occupancy rule. The only exceptions are as follows:

• The credit union sends multiple attendees, both male and female.
• The credit union wants individual rooms and will pay the difference.
• The attendee wants an individual room and will pay the difference.

Any attendee who wishes to bring a guest, other than a qualifying credit union representative or a Personal Gold guest, such as a relative, friend, non-qualifying credit union employee, etc. must register his or her guest as a "special guest" and pay for that guest's expenses.

The exceptionally low price negotiated by IWS for a "special guest" to join us and participate in the festivities is $295. Expenses incurred by "special guests" include, but are not limited to airport transfers, incidentals, scheduled meals and beverages served throughout the TAC conference.

If the attendee does not qualify for a double occupancy exception and wishes to have a room for himself /herself and the special guest, then any additional room costs will be the responsibility of the credit union attendee. Guest airfare will also be the responsibility of the credit union attendee or the guest. Any of the above mentioned charges that are the attendee's responsibility must be received by IWS prior to the event.

IWS will, of course, pay for airfare, lodging, airport transfers and scheduled meals for all qualifying credit union attendees.

Top Achievers are regarded with distinction by their peers. TAC is held to honor all Top Achievers for their superior performance and support of our product.

It is the expectation of IWS and credit union management that all Top Achievers be present for all scheduled events. This conference is an opportunity to learn and grow.

Pre and Post Stay Option

If any credit union attendee or their guest wishes to arrive 3 days before the conference or stay 3 days after the conference they may do so at a prearranged hotel rate. This preference should be indicated on the registration form so that we may arrange the most convenient flight and hotel accommodations for you.